A graduate from Delhi Engineering College, Sharma is one of the earliest internet entrepreneurs in the country. In 2000, he set up One97 Communications Ltd, the company that runs under the brand Paytm – Pay through mobile – and specialises in mobile payment and commerce. Earlier known for being a mobile value-added service provider, Sharma steered the company in sync with the movement in tech landscape and it is now known for Paytm, which was initially just an online mobile recharge enabler. Having built a strong mobile payment ecosystem, its foray into digital commerce is being curiously watched. He is one of two individuals who got selected for a payments bank licence and is aiming to make it big as a virtual bank. Just as Snapdeal, Paytm too has the backing of Jack Ma and Ratan Tata. It raised around $330 million from investors so far.