NCR Corporation has launched a mobile banking platform called NCR APTRA mobile banking 3.0 for Indian banks. The new mobile banking platform was built after NCR acquired Scottish m-ticketing firm Mobiqa last year. NCR is a US based technology company that offers services for banks, healthcare, hospitality, retail, travel, public sectors and e-commerce sectors.
This platform will enable banks to proffer services via apps, browsers or text messages (SMS). It offers support for over 10,000 mobile devices in 200 countries. ABI Research predicts that 40 crore global consumers are expected to use mobile banking by 2014.
"Our new mobile banking solution gives financial institutions a flexible and secure way to meet the immediate mobile banking needs of their customers. As importantly, it provides a platform that will scale with the explosion of device choice, mobile bandwidth growth and migration from SMS to apps and next generation of mobile browsers using HTML5. Scheduling and managing appointments across the mobile and other channels, receiving e-receipts on transactions at the ATM and mobile check deposits are examples of how banks will create competitive advantage by delivering an integrated experience for their customers across banking channels", said Jaivinder Gill, managing director of NCR Corporation India.